LIC Saral Pension Plan: Life Insurance Corporation of India (LIC) has started Saral Pension Scheme. You can also take advantage of Saral Pension Yojana. In this plan of LIC, you have to pay premium only once and after that after 60 years you can get pension from Rs 1000 to Rs 12000 every month. You will get this pension money for life.
There are two types of LIC Saral Pension Scheme..
There are two types of LIC Saral Pension Scheme. First Life Annuity with 100% return of purchase price This pension is for single life, that is, this pension plan will be linked to a single person. Pensioners will continue to get pension as long as they live. After that the nominee will get the base premium. The second pension plan is given for joint life. In this, both husband and wife get pension. In this, the spouse who survives for the longest time gets pension. When both are no more, the nominee will get the base price.
Important things..
1 For the insured, his pension will start as soon as he takes the policy.
Now it will be up to you whether you want pension every month or quarterly, half yearly or annually. You have to choose this option yourself. That is, monthly you can get a pension of Rs 1000 per month to Rs 12000 per month depending on your investment.
3 This pension scheme can be taken both online and offline.
4 In this scheme, a minimum investment of Rs 12000 will have to be made. There is no maximum investment limit in this.
5 This scheme is for people from 40 to 80 years.
6 In this plan, the policyholder will get the loan at any time after 6 months from the date of commencement of the policy.
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