Budget 2024 Announcements Lakhpati Didi Scheme: In the Budget 2024 speech, Finance Minister Nirmala Sitharaman has made a big announcement regarding the ambitious scheme 'Lakhpati Didi' of the Modi government at the Centre. The Finance Minister has talked about increasing the number of Lakhpati Didi from 2 crore to 3 crore. Immediately before the budget speech, President Draupadi Murmu also mentioned the Lakhpati Didi scheme and said that the Modi government is running a campaign to make 2 crore women Lakhpati Didi. After all, what is this special scheme of Modi government, which helps women in becoming earning members by giving them special training, so that they can become self-reliant and run their household properly.
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what is this plan
Lakhpati Didi Yojana is a very ambitious plan of Prime Minister Narendra Modi, which was announced from the Red Fort on 15 August 2023. It is expected that crores of women associated with self-help groups will benefit from the implementation of the scheme. Economically backward women associated with these self-help groups like Bank Wali Didi, Anganwadi Didi etc. are included. This scheme is a skill development training program for them, which will enable them to earn money by providing skill training and will help in improving their economic condition. Ways to start a business will be taught through training. The Prime Minister wants to make women self-reliant in the field of science and technology.
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Benefits of Lakhpati Didi Scheme
Women who want to become entrepreneurs are guided to start and grow their business. This includes assistance with business plans, marketing strategies and access to markets. To ensure financial security, this scheme also provides insurance coverage to women at low cost. The plan includes comprehensive financial literacy workshops with essential financial information. These workshops cover topics like budgeting, saving, investing and understanding financial options. Under the scheme, women are given incentives to encourage regular savings. Lakhpati Didi Yojana provides microcredit facilities. Through which women get small loans for business, education or other needs.
-Financial Literacy Workshops
-Skill Development and Vocational Training
-Digital Financial Inclusion
-Empowerment and confidence building
Who will take advantage of the scheme?
To avail the benefit of the scheme, the woman must be a permanent resident of the concerned state. It is mandatory for women to be associated with self-help groups.
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