During the Kovid-19 epidemic, many people had to face financial problems. In such a situation, it is very important to be prepared for it before the possibility of any epidemic.
Monkeypox: Monkeypox virus cases are increasing in many countries around the world. In view of this, the Government of India has also issued guidelines. The virus responsible for monkeypox originates in monkeys and other wild animals. Symptoms of fever, body aches, chills and fatigue have been seen in most of the infected patients. In severe cases, rashes and rash can also appear on the face, hands and other parts of the body of the patients.
Sometimes the cases of monkeypox can be more severe. However, health officials say that it does not pose a high risk and the risk to the general public is very low. Till now no case of monkeypox has been reported in India and the state and central government are keeping a close watch on the situation. During the Kovid-19 epidemic, many people had to face financial problems when they were admitted to the hospital. In such a situation, it is very important to be prepared for it before the possibility of any epidemic.
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Is it covered under monkeypox insurance policy?
Health insurance policies help you deal with the need of money in case of any medical emergency. In such a situation, the big question is whether the cost of treatment of a person infected with monkeypox virus is also covered under the health insurance policy?
Rakesh Jain, CEO, Reliance General Insurance Company says, “We need to understand that all infectious diseases including monkeypox are covered under basic health insurance policy. If a person is admitted to the hospital for treatment after his arrival in the country, it will be covered under the individual health insurance policy and not the travel insurance policy. A travel insurance policy is no longer valid after the trip is over.
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If someone is traveling abroad and gets infected with monkeypox, then a travel insurance policy becomes important. Jain says, “In case of international travel insurance it is important to note that some travel policies only cover accidental death and accidental hospitalization, but not medical hospitalization. If a customer opts for the Medical Expense feature in his travel policy, only then all his emergency medical costs such as hospitalization expenses, outpatient and cashless hospitalizations will be covered while traveling abroad.
(Sunil Dhawan)
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