Diabetes is spreading rapidly in India. It has affected both urban and rural populations. India has the largest number of diabetes patients in the world. Once this disease occurs, people have to take many precautions and precautions and have to eat medicines regularly and regularly. Therefore, an affordable and comprehensive diabetes-specific health plan means a lot to people suffering from diabetes. If someone in your family has had diabetes before, it makes sense to take a diabetes special health plan before it happens. Because if someone in your family has this disease, then your chances of getting it also increase.
Diabetes can be controlled with early detection of diabetes-related symptoms and timely treatment. But if you are already suffering from diabetes and do not have a health insurance plan, then you will need a diabetes-specific health insurance plan. Through this article we are going to tell you why you need a special health insurance plan for diabetes.
What is diabetes?
Diabetes is a disease in which the amount of insulin inside the body decreases. In this, it reduces the insulin production inside the body or the body is unable to use the insulin present. Once this disease occurs, it is very difficult to recover completely. Usually people are able to control it. There is also a risk of other diseases from this disease.
Why is there a need for a special health insurance plan for diabetes?
You need a special health insurance plan for diabetes based on the following reasons –
Metabolic syndrome – Diabetes is a type of metabolic syndrome. Due to this, the possibility of many other diseases increases and the risk remains. This affects your whole body.
Risk of cardio diseases Having diabetes increases the risk of heart related diseases like stroke, attack etc.
If someone has type-2 diabetes, they are more likely to have Alzheimer’s, because blood sugar in it becomes uncontrolled.
Kidney Patients with diabetes are also at risk of kidney-related diseases and kidney failure. This disease is called slow death. Therefore, if one becomes diabetic once, then he should be very careful and should take special health insurance for diabetes.
Diabetes health insurance market in India
According to a recently released WHO report, most people with diabetes are in our country. Currently more than 5% of the population suffers from this disease. These data suggest that most people lack awareness and financial support to deal with complications arising due to diabetes. Diabetes is a type of genetic disease and it has become a major disease due to our changing lifestyle. If you are a diabetic and want to buy a health plan, your current medical condition will be listed as pre-existing diseases. There is some waiting period for pre-existing diseases, which can range from 9 months to a few years. If the insurance company feels that your health condition is serious, it may also reject your insurance application. Various top insurance companies in India are providing diabetes care plans. These schemes are mainly designed to suit the special needs of customers and to provide cover for medical emergencies arising from diabetes. Diabetes specific health plans are more comprehensive than general health insurance plans, which help you deal with complications related to diabetes.
Affordable health cover
Diabetes was exempted from coverage in India for many years. But due to the rise in health problems related to diabetes, insurance companies are coming up with plans that are specially designed for patients with diabetes. A diabetes special health plan provides cover for treatment and its medication, which is important to manage and prevent future complications. Increasing diabetes carries the risk of other diseases, so diabetic patients need to be treated early. It is very important to get an adequate and affordable health insurance plan for proper management of this disease and to prevent other problems arising from it, regular care for treatment and consultation of doctors. But before buying these plans, you should pay attention to the waiting period, cover amount, policy terms etc. Also, you should choose a better plan for yourself by comparing different schemes.