If your car insurance runs out, don’t worry. Because there are many ways to renew a personal car insurance plan. But do not drive a car in this situation, because driving a car without insurance can result in a heavy penalty under the Motor Vehicles Amendment Act 2019, as well as driving a car without third party liability insurance, you may have to go to jail. Even if no one is caught breaking these rules, even if the car is damaged in an accident without insurance, how much will it cost you to fix it.
In addition, you may also get hurt in an accident. In the event of ending car insurance, you can also renew the third party liability insurance, because it is easy. It does not require inspection of your car and is immediately renewed and released. However, it is somewhat difficult to renew missing car insurance. So through this article, we are going to tell you what to do and how to renew car insurance if car insurance lapse.
Ways to renew car insurance
You can renew the Laps Car Insurance plan as per your convenience online or through offline mode. However, online mode laps are an easy and hassle-free way to renew a car insurance plan.
Renew car insurance plan online
You can renew online car insurance plan through following steps –
Phase 1 – Keep the details of your previous plan, documents like vehicle registration card. Also keep with you information about any additional benefits found in the car insurance plan.
stage 2 – After this log on to the official website of your insurance company.
step 3 – Enter the details of the car insurance policy.
step 4 – Pay using debit or credit card, internet or mobile banking.
The insurance company will then email a soft copy of the renewed car insurance plan to your registered email ID. With just these 4 steps and a few clicks, you can renew your laps car insurance plan online from home.
Renew car insurance plan offline
This is a traditional way to renew a Laps car insurance plan. You can renew your laps car insurance plan offline by going to the insurance company’s branch. Carry all the documents related to the car insurance scheme to the branch of the insurance company. After the car insurance policy lapses, the car insurance companies renew the policy only after inspecting the car through a surveyor.
Why renew your car insurance plan online?
When your car insurance plan lapse, it is mandatory for insurance companies to thoroughly inspect the car before renewing the laps insurance plan. If you choose to renew a Laps Car Insurance plan online, then in this case a car inspection is not required.
Keep in mind while renewing car insurance plan
- Minor scars and damage are usually ignored by the insurers when evaluating the car, but the insurer makes the final decision based on the policy.
- If the car has more than four small marks or pits, the policy proposal may also be rejected.
- Be cautious while renewing a Laps Car Insurance plan, as even small or large cracks on the windshield can lead to the rejection of your Lapse Car Insurance plan.
- After the renewal of a car insurance policy, its exceptions and other conditions are similar to those of normal car insurance plans. It excludes only pre-existing damages, which were recorded by the insurer during inspection and issuance of the policy.
- When purchasing a plan, it makes sense to retain records of pictures or videos shared with the insurer.
Try not to let your car insurance policy lapse under any circumstances. This allows you to avoid plan renewal and other hassles. If your car insurance policy lapses and you drive the car without renewal for any reason, you are likely to face a heavy fine. Also, you may have to pay compensation in case of an accident or other situation. So never drive a car without insurance. Along with this, for your convenience, study the documents of the car insurance plan carefully once in a while and keep in mind the period and expiry date of the car insurance and never let the car insurance policy lapse.