Sunday, May 22, 2022

What is Aadhaar Paperless Offline E-KYC? How to download XML file?

For many government and private work, you are asked for an Aadhaar card or Aadhar number as proof of identity. In many cases, with the help of an Aadhaar number, one gets to hear the news of personal details of the person and their misuse. UIDAI, the issuing body of Aadhaar numbers, has started the facility of Aadhaar Paperless Offline E-KYC to solve this problem. With the help of this, you can complete your KYC process without sharing your personal details with any other person. In this post, we will know what is Aadhaar Paperless Offline E-KYC? What is Aadhaar Paperless Offline e-KYC? How can prepare it? Will tell you the way too.

What is Aadhaar Paperless Offline e-KYC?

Offline KYC is the process in which we do not require internet or online facilities to provide our identity proof. For example, the paper documents like identity proof, address proof, etc., which we attach with the application form for opening an account in the bank. They are called offline KYC.

Similar offline KYC documents are prepared in the process of Aadhaar Paperless Offline e-KYC. This document is created in an XML file. With this help, any KYC demanding organization (service provider) gets your personal details in a confidential manner. Throughout the process, the person submitting the KYC documents cannot know any details about you.

Any Indian citizen, who wants to use this facility, can prepare his Aadhaar Paperless Offline e-KYC by visiting the portal of UIDAI. In this, all your details are entered in a secret language, which can only be read by the system prescribed by UIDAI.

Thus, Aadhaar Paperless Offline e-KYC is a secure and shareable document. Any person who has an Aadhaar number can use this document offline to authenticate his identity.

How paperless offline eKYC is given to a service provider?

Any Indian individual having an Aadhaar number, who wishes to authenticate his identity with any company or organization or service provider (OVSE), can use this facility. He will have to download the XML file with the help of digital signature from the website of UIDAI.

When you create your Aadhaar Paperless Offline e-KYC on your computer or mobile, it is prepared in XML ZIP file. You can save it on your mobile or in pen drive. Like when a photo or other document is saved. It will open in any system only if you specify its password.

You give that XML ZIP file to the companies asking for KYC, such as a bank and also tell its Share Code (password). Once the password is entered, your authenticated personal details are stored. Such as your name, address, photo, date of birth, registered mobile number, hash of registered mobile number, hash of start email address. This details also includes the last 4 digit reference ID of your Aadhaar number.

In this way, the service provider who submits paperless e-KYC will also have to keep the equipment and facilities related to Aadhaar Paperless Offline e-KYC at their center so that any person can use this facility for offline KYC verification.

How to generate Aadhaar Paperless Offline e-KYC?

Step 1: Visit the page for Aadhar Card/Aadhaar Paperless Offline E-KYC on UADAI website. The link is- https://resident.uidai.gov.in/offline-kyc.

Step 2: Scroll down the page to see where it is written, Enter your 12 digit Aadhaar number or 16 digit Virtual ID to begin. Below this enter your 12 digit aadhaar number under the aadhaar option. If you don’t want to enter Aadhaar number then Virtual ID you can also start the process by entering 16 digit Virtual ID ID under the option.

Step 3: After that enter the security code Enter the captcha code in the blank space below. Put the letter which is in capital letter in capital letter, which is in small letter in lowercase letter (The letters of the captcha code that you see in the captcha image on the right.)

Step 4: Then click on the Send OTP button at the bottom.

Step 5: 6 Digit OTP number will be received by SMS on the mobile number registered in your Aadhaar. For example, the OTP for Aadhaar (XX7659) is 599885 (valid for 10 minutes). Click on Enter OTP button and enter it in the blank space.

Step 6: On the same page, look above entering the OTP option where it is written Create a share code for your paperless offline eKYC. Below this, you will have to create your own four-digit share code (password) – such as 6985 or 3017 or 4309 or any other four digits that you can remember.

Step 7: Finally click on the download button at the bottom.

Step 8: Your Aadhaar paperless offline e-KYC file will be downloaded on your computer or mobile. This downloaded file is in zipped format. You can check it by going to the Downloads folder of your system. You can save in your desktop or mobile or pen drive.

Step 9: You can use the downloaded file as offline KYC wherever required. You have already learned the further process.

Company cannot share offline paperless eKYC

No company or service providers can share that Share Code or XML file with any other person or organization. Nor can share the details received from her with anyone. In doing so, legal action will be taken under sections 17 and 25 of the Aadhaar Authentication Regulation 2016, and sections 4 and 6 of the Aadhaar Sharing of Information, and sections 29(2), 29(3) and 37 of the Aadhaar Act 2016.

How is it different from other offline KYC?

You can also submit Aadhaar Offline Paperless eKYC document like any other offline identity proof document. Just like, you submit copy of PAN card, passport etc. in the form of KYC. But other documents proving identity can also be produced forged.

The company taking KYC does not have any offline method to verify the veracity of these documents. He only has to trust the person presenting the documents. But in Aadhaar Paperless Offline e-KYC, the XML file generated with the help of Aadhaar number is authenticated with the help of UIDAI digital signature. That is, it is a document containing your digital signature. It cannot be made fake.


So, friends, this was the information about Aadhar Card Paperless Offline E-KYC. See our articles about personal finance and other work information.

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