LIC policy: Invest just Rs 73 daily and get 10 lakhs on maturity, LIC policy: Invest just Rs 73 daily and get 10 lakhs on maturity

LIC policy: Loan can be taken under the policy. If the loan is taken during the premium paying term, the maximum credit will be up to 90% of the surrender value.

Any individual can buy LIC New Jeevan Anand policy. The minimum Basic Sum Assured under this policy is Rs 1 lakh. There is no maximum limit on the sum assured

LIC policy: Today we are going to tell you about such a policy in which you can get lakhs of rupees by saving just a few rupees every day. The name of this policy is LIC New Jeevan Anand. This is a life insurance savings plan. It has many advantages. On maturity of the policy, you not only get lakhs of rupees, but it also provides you with lifetime death cover. In this policy, you will have to save only Rs 73 per day. After this, on maturity of the policy, you will get 10 lakh rupees. Let us tell you the features of this policy –

Minimum age to take policy: 18 years
– Maximum age of entry into the policy: 50 years
– Maximum maturity age: 75 years
– Minimum policy term: 15 years
– Maximum policy term: 35 years
– Premium Payment Mode: Yearly, Half Yearly, Quarterly or Monthly

Any individual can buy LIC New Jeevan Anand policy. The minimum Basic Sum Assured under this policy is Rs 1 lakh. There is no maximum limit of sum assured.

Policy can be surrendered at any time

The policy can be surrendered at any time provided premiums have been paid for the full two years. On surrendering the policy, the policyholder will get the surrender value equal to the Guaranteed Surrender Value and the Special Surrender Value.

Loan

Loan can be taken under the policy. If the loan is taken during the premium paying term, the maximum credit will be up to 90% of the surrender value.

The benefit of death

In case of death of the policyholder during the policy term, the nominee will receive 125% of the Basic Sum Assured or seven times the annualized premium.

On the death of the policyholder after the end of the policy term i.e. from the stipulated date of maturity, his nominee will receive the Basic Sum Assured.

maturity benefit

The policyholder will get the Basic Sum Assured along with vested Simple Reversionary Bonuses and Final Additional Bonus, if any, at the end of the term. If you buy a new Jeevan Anand policy with a sum insured of Rs 5 lakh at the age of 24 years for policy terms of 21 years, your annual premium will be Rs 26,815 or approximately Rs 73.50 per day. If you take a policy of 21 years, then your investment will be around Rs 5.63 lakh, but at the time of maturity you will get Rs 10.33 lakh including bonus.

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